AML & Watchlist Screening

Overview

Watchlist screening provides compliance checks through:

Sanctions Screening: Check against OFAC, EU, UN sanctions lists
Automated Processing: Uses extracted data from document verification
Risk Assessment: Identifies potential matches for review

Screening Lists

List	Authority	Description
OFAC	United States Treasury Department	U.S. OFAC watchlist screening
EU	European Union	EU sanctions list screening
UN	United Nations	UN sanctions list screening

Configuration

{
  "settings": [
    {
      "fieldName": "STANDARD_WATCHLIST",
      "value": ["OFAC", "EU", "UN"]
    }
  ]
}

Process Dependencies

Document Verification must be completed first to extract name data for screening.

Watchlist screening automatically uses the name extracted from the DOCUMENT_VERIFICATION process. No additional inputs are required. The process runs automatically after document verification is completed.

API Integration

Trigger Watchlist Screening

Endpoint: POST /api/v1/verifications/{verificationId}/send-inputs

curl -X POST https://api.urtentic.com/api/v1/verifications/{verificationId}/send-inputs \
  -H "Authorization: Bearer ${API_KEY}" \
  -H "X-CLIENT-ID: ${CLIENT_ID}" \
  -F 'inputs=[]'

Response (No Match Found)

{
  "id": "85c94e71-6e3f-4a19-b15c-781d8a876542",
  "flowId": "db50ed08-18fa-41e8-9e46-a44aca39f69d",
  "status": "COMPLETED",
  "steps": [
    {
      "stepId": "WATCHLIST",
      "status": 1,
      "data": {
        "full_name": "John Smith",
        "match_found": false
      }
    }
  ]
}

Response (Match Found - Requires Review)

{
  "id": "85c94e71-6e3f-4a19-b15c-781d8a876542",
  "flowId": "db50ed08-18fa-41e8-9e46-a44aca39f69d",
  "status": "NEEDS_REVIEW",
  "steps": [
    {
      "stepId": "WATCHLIST",
      "status": 2,
      "data": {
        "full_name": "John Smith",
        "match_found": true
      }
    }
  ]
}

Webhook Notifications

No Match
Match Found

{
  "eventName": "step_completed",
  "flowId": "db50ed08-18fa-41e8-9e46-a44aca39f69d",
  "timeStamp": "2024-01-10T10:33:00.000Z",
  "resource": "/api/v1/verifications/85c94e71-6e3f-4a19-b15c-781d8a876542",
  "metadata": { "userId": "user_12345" },
  "id": "WATCHLIST",
  "status": 1,
  "data": { "full_name": "John Smith", "match_found": false }
}

{
  "eventName": "step_completed",
  "flowId": "db50ed08-18fa-41e8-9e46-a44aca39f69d",
  "timeStamp": "2024-01-10T10:33:00.000Z",
  "resource": "/api/v1/verifications/85c94e71-6e3f-4a19-b15c-781d8a876542",
  "metadata": { "userId": "user_12345" },
  "id": "WATCHLIST",
  "status": 2,
  "data": { "full_name": "John Smith", "match_found": true }
}

Implementation Tips

Compliance & Risk Management

Set up manual review processes for all matches found
Maintain audit trails for regulatory compliance
Implement escalation procedures for positive matches
Keep screening records per regulatory requirements

Technical Implementation

Ensure document verification completes before watchlist screening
Handle screening service timeouts gracefully
Log all screening attempts with timestamps
Protect sensitive screening results with appropriate access controls

Getting Started

Verification Processes

Webhooks

SDK

Overview

Screening Lists

Configuration

Process Dependencies

API Integration

Trigger Watchlist Screening

Response (No Match Found)

Response (Match Found - Requires Review)

Webhook Notifications

Implementation Tips

​Overview

​Screening Lists

​Configuration

​Process Dependencies

​API Integration

​Trigger Watchlist Screening

​Response (No Match Found)

​Response (Match Found - Requires Review)

​Webhook Notifications

​Implementation Tips

Overview

Screening Lists

Configuration

Process Dependencies

API Integration

Trigger Watchlist Screening

Response (No Match Found)

Response (Match Found - Requires Review)

Webhook Notifications

Implementation Tips